Owner Occupied Home Loan – 30+ Lenders

An Owner-Occupied Home Loan allows you to borrow the amount needed to purchase an existing home, build a new property or renovate an existing building.

This can be a Fixed Rate Home Loan or a Variable Rate Home Loan.

We have access to more than 30 Australian mortgage lenders. We offer a wide range of options -see our Home Loans Page for other mortgage options.

Use our Mortgage Calculator to help budget for purchasing property, determine monthly repayments for proposed purchases and see how different terms and interest rates will affect your monthly repayments.

Do you have a home loan and are keen to reduce it? How to get started on reducing your home loan.

Loans for building (construction loans)

If you are building a new home, you may need a ‘construction loan’. With this type of loan, you withdraw funds in stages, as you receive bills from tradespeople and suppliers. You’ll only pay interest on the funds you’ve used.

Most lenders offer their construction loans at a variable interest rate. Once the construction is finished, the loan will revert to principal and interest repayments.

Approval for a construction loan often requires plans, permits, and a fixed-price building contract.

Loans for renovating

Basic renovations and home improvements can usually be funded through your home loan. If you only require a small amount for your project, you may be able to redraw additional funds from your current home loan.

Our mortgage brokers have specialised software that can quickly find and compare the best rate mortgages for owner-occupied.

Please call us on 02 9453 0300 or enquire online and we will complete a needs analysis, work out which lenders you qualify with and give you several options to choose from.

Our Home Loan Lenders

Home Loan Finance

Contact us now to source the best Residential mortgage finance available from our 30+ lenders.

Our award-winning mortgage brokers will find you the right home loan

2017

2017 awards

Winner Australian Broking Awards Boutique Aggregator of the Year

Finalist Australian Mortgage Awards Finalist Aggregator of the Year

Finalist Australian Broking Awards Boutique Aggregator of the Year

Finalist MFAA National Excellence Awards

2016

2016 awards

Winner Australian Broking Awards Boutique Aggregator of the Year

Finalist Australian Broking Awards Boutique Aggregator of the Year

Finalist Australian Mortgage Awards Finalist Aggregator of the Year