An Investment Home Loan is a home loan for those looking to purchase or renovate a commercial or residential property as an investment.
Investment loans are typically more expensive than an owner-occupied home loan. Interest rates and additional closing costs can be higher.
Most often bigger down payments are required for investment home loans. Which means that the maximum loan-to-value ratio (LVR) will be higher.
Major banks and other lenders have recently lowered the maximum LVR and raised interest rates for investor home loans in response to concerns that the lending rate for this type of mortgage is growing too quickly.
This can be a Fixed Rate Home Loan or a Variable Rate Home Loan.
We have access to more than 30 Australian mortgage lenders. We offer a wide range of options -see our Home Loans Page for other mortgage options.
Our mortgage brokers have specialised software that can quickly find and compare investment mortgages.
Use our Mortgage Calculator to help budget for purchasing property, determine monthly repayments for proposed purchases and see how different terms and interest rates will affect your monthly repayments.
Check out our Commercial Property Case Study.
Please call us on 02 9453 0300 or enquire online and we will complete a needs analysis, work out which lenders you qualify with and give you several options to choose from.
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